If you are ready to take the plunge into homeownership, Coldwell Banker - cfd REALTY Inc. recommends taking the following steps:
Get Your Finances In Order. First and foremost, check your credit history. Order a report from one of the three major agencies and take immediate steps to rectify any problems. Make sure you pay your bills on time and have established a savings plan. You want to be on firm financial footing when you begin the home buying this will make the process much smoother.
Buy Within Reason. Have a good idea of what you are, and are not, willing to do with a home. Determine ahead of time whether you want a house that is ready for living, or whether you want to break out the tools and begin the fixer-up process. If you want to take the do-it-yourself route, however, be sure to establish a separate budget for that process so that you can stay on top of both the mortgage and renovation budgets.
Work With a Reliable Real Estate Sales Agent. Buying a home is likely the largest transaction you will ever make, so when you are buying on your own be sure to surround yourself with a team of professionals who will help you navigate through the process. An established real estate sales agent can coordinate information from beginning to end and help identify the professionals you will need (inspectors, lawyers, contractors, financial advisors) to make the experience as smooth as possible. As a professional REALTOR® your cfd REALTY agent can help feel free to call us at 765.553.9600 or email at firstname.lastname@example.org with any questions.
Most importantly, have fun!